4/8/2023 0 Comments Powerup rewards points![]() ![]() If you have limited or fair credit, you may be considering the card to work on building your credit. The GameStop PowerUp Rewards Credit Card may offer a quick bonus and the potential of promotional financing, but it doesn’t stack up well against the competition.īut just like any credit card, it’s important to base your decision on the long-term value the card offers rather than the initial bonus. The card also offers 1.5% cash back on every purchase and a $150 bonus after you spend $500 in the first three months.Ĭlick here for the Best 0% Intro APR Credit Cards. The card offers a 0% APR promotion on purchases and balance transfers for 15 months, after which you’ll have a variable APR of 19.49% to 28.24%. If you’re looking to finance a large purchase at GameStop, consider the Chase Freedom Unlimited ® Credit Card. With a true 0% APR promotion, you’ll only owe interest on the balance that remains at the end of the term. This means that if you don’t pay off your purchase in full by the end of the promotional period, you’ll owe interest - a hefty 28.24% variable APR - based on the original purchase amount. Also, it’s a deferred-interest plan rather than a true 0% APR promotion. The catch is that it’s unclear when you’re eligible for it - the card’s terms and conditions state that it’s up to the issuer. The card offers no-interest financing on certain purchases. You may be tempted to sign up for the GameStop Credit Card for its promotional financing feature. That card offers up to 5% cash back on purchases, 2% back on gas and restaurants, and 1% back everywhere else. That wouldn’t necessarily be a deal breaker if the rewards program were robust, but that isn’t the case.įor example, compare the card’s 2% rewards rate on GameStop purchases with the Amazon Rewards Visa Signature Card. Not only are you limited to using the card for GameStop purchases, but you can also only redeem your rewards at the retailer. That said, it may be easier to spend $2,600 on all your purchases combined than $250 at GameStop.Ĭlick here to for more cash back credit cards. The downside is that it charges a $39 annual fee, but you can make up for that if you spend at least $2,600 annually. The card is designed for people with fair credit but offers 1.5% cash back on every purchase you make. Take, for example, the Capital One ® QuicksilverOne ® Cash Rewards Credit Card. A 2% rewards rate sounds great, but you’ll have a hard time spending $250 with this card than if you had a card that offers rewards on all your purchases. The maximum sign-up bonus you can earn is worth just $15, and the ongoing rewards rate is 2% on GameStop purchases. Here are a few of the card’s main drawbacks. The GameStop PowerUp Rewards Credit Card is a little underwhelming, even for people who spend a lot at the video game retailer. The card charges no annual fee, and, like other store credit cards, is available to people who have limited or fair credit. GameStop also issues exclusive offers for cardholders and depending on your eligibility, you may also qualify for promotional financing. You can redeem those points for a $5 certificate that you can use only at GameStop. ![]() You’ll earn 5,000 bonus points every time you spend $250 with the card. Going forward, you can use the card in-store or online on GameStop’s website. Player members receive 5,000 bonus points when they make their first purchase, and Pro and Elite Pro members get 15,000 bonus points on their first purchase. The sign-up bonus you receive when you get the card depends on your membership tier. There are three tiers of the program, each with different perks and annual membership fees: To get the GameStop Credit Card, you must first become a member of the GameStop PowerUp Rewards program. GameStop PowerUp Rewards Credit Card Review The card’s interest rate is a sky-high, variable APR (at the time of this writing, 28.24%), its rewards program is subpar and it has limited use. But the GameStop PowerUp Rewards Credit Card doesn’t offer enough value to make it worthwhile for most people. If you’re a gamer, you may be tempted by the idea of a credit card that gives you rewards you can redeem for game purchases. Note: Some offer details in this article have expired and the offer is no longer available through Credit Cards Explained. ![]()
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